Personal Risk Management – Explain vicarious liability

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Question

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Personal Risk Management Questions

  1. Explain vicarious liability.
  2. Explain the difference between hull insurance and P & I insurance.
  3. What is the purpose of an umbrella policy?
  4. Explain underwriting profit.
  5. What are earned premiums?
  6. What are incurred losses?
  7. Explain the two ways that an insurance company can grow along with the advantages/disadvantages of each.
  8. What is root cause analysis (RCA) and common cause analysis (CCA)?
  9. Explain what reunderwriting is and when it should be used.
  10. What does credit scoring mean? 

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